Amazon Business Prime Cards vs. American Express: A Comprehensive Comparison

If you’re a business owner who frequently shops on Amazon, you might want to consider the various credit card options tailored to your needs. Among these are the Amazon Business Prime Card, the Amazon Prime Business Credit Card, and American Express Amazon co-branded cards. Each of these cards offers unique benefits and features designed to cater to business spending and provide rewards on purchases.

Amazon Business Prime Card

The Amazon Business Prime Card is specifically designed for businesses that hold an Amazon Prime membership. It offers various rewards and benefits, including:

  • 5% back or 90-day terms on eligible purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market.
  • 2% back on purchases at U.S. restaurants, U.S. gas stations, and wireless telephone services purchased directly from U.S. service providers.
  • 1% back on all other purchases.
  • No annual fees or foreign transaction fees.

Additionally, cardholders can choose between earning rewards or receiving extended payment terms on eligible purchases.

Amazon Prime Business Credit Card

The Amazon Prime Business Credit Card is another option available for businesses with an Amazon Prime membership. While similar to the Amazon Business Prime Card, it offers slightly different rewards and benefits:

  • 5% back or 90-day terms on eligible purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market.
  • 2% back on purchases at U.S. restaurants, U.S. gas stations, and wireless telephone services purchased directly from U.S. service providers.
  • 1% back on all other purchases.
  • No annual fees or foreign transaction fees.

Like the Amazon Business Prime Card, cardholders can choose between earning rewards or receiving extended payment terms on eligible purchases.

American Express Amazon

American Express offers co-branded credit cards in partnership with Amazon, providing additional options for businesses and consumers. These cards typically offer rewards and benefits tailored to Amazon purchases, along with the perks associated with American Express cards, such as:

  • Membership Rewards points that can be redeemed for a variety of rewards, including travel, merchandise, and statement credits.
  • Purchase protection against accidental damage or theft for eligible purchases.
  • Extended warranties on eligible purchases made with the card.

American Express Amazon cards may also come with special offers, promotions, and access to exclusive events for cardholders.

In summary, whether you’re looking for a dedicated Amazon credit card for your business or prefer a co-branded card with American Express, there are options available to suit your needs. Consider the rewards, benefits, and terms of each card to determine which one aligns best with your spending habits and preferences.

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